A prepaid card is disclosed, which uses drawing codes not requiring so high accuracy and permits direct computer processing of read-out data without agency of any A/D converter, thus permitting system security improvement. In the prepaid card 1, main information 2, personal information 3, fingerprint image 4 and security data rotation key 5 are printed on the surface as a transparent print pattern with box drawing codes provided in the form of four tetrahedrons of different sizes arranged one in...

Debit cards, such as long distance telephone cards, may be attractively packaged and even readily mounted for point of purchase display, in such a manner that the card is inactive until activated at the point of purchase. The card may be activated at the point of purchase without the necessity of in any way opening up the attractive packaging, or moving any portion of the packaging out of the way, and by merely "swiping" the card while still mounted in the package through a conventional card rea...

A prepaid card processing device processes a prepaid card provided with a memory for storing information related to an account and a printing portion on which monetary information is to be printed. The prepaid card processing device comprises a reading/writing portion for reading the information stored in the memory and for writing information into the memory. A recording portion records monetary information on a receipt and a recording control portion carries the prepaid card to the recording p...

A prepaid card processing device for processing a prepaid card has a memory for storing information relating to an account, e.g., of money, and a printing portion on which the information is recorded. A prepaid card processing device has a reading portion for reading the information stored in the card memory; an input portion for inputting a charge amount of money for a transaction; a defrayal information processing portion for calculating the balance amount based on the charge amount inputted b...

A prepaid telephone system having multilingual capabilities is provided in a public switched telephone network. A telephone user buys a predetermined amount of service beforehand and receives a card imprinted with a unique account number. A plurality of toll free access telephone numbers allows the user to access the prepaid telephone system. Each of those telephone numbers causes the prepaid system to interact with the user in the language in which he or she wishes the system to operate. The us...

A system is provided which uses a pre-purchased card having an identity number to make long distance telephone calls or to order services over a landline telephone system. When long distance telephone calls are being purchased, the agent selling the card has the option of selecting the long distance Interexchange Carriers to be used. The present system also allows the card purchaser to select his or her own long distance carriers. In the alternative, the card ID can be used in the same manner as...

A prepaid transaction instrument, such as a prepaid telephone card, comprises an identification code for use by a consumer in gaining access to a prepaid telephone account associated with the identification code and a replacement code related to the identification code according to a secret relationship maintained by the issuer of the card. The replacement code may be printed on a separate and distinct document from the identification code or may be printed on the same document as the identifica...

A prepaid transaction instrument, such as a prepaid telephone card, comprises an identification code for use by a consumer in gaining access to a prepaid telephone account associated with the identification code and a replacement code related to the identification code according to a secret relationship maintained by the issuer of the card. The replacement code may be printed on a separate and distinct document from the identification code or may be printed on the same document as the identifica...

An integrated prepaid system is provided. The integrated prepaid system includes a communication interface configured to receive a prepaid card transaction. The integrated prepaid system further includes a processing system configured to translate the prepaid card transaction, validate the prepaid card transaction, select an appropriate transaction rule set, and select an appropriate processing routine. The processing system can perform a PIN sponsor prepaid card refresh, perform a PIN gratis pr...

A method and arrangement for providing prepaid calling card services to a calling party is disclosed. Near the end of value of a prepaid calling card account, the calling and called parties to a connection are split and the calling party is given the opportunity to increase the value of his or her prepaid calling card account. If the account is increased the call continues using the increased value. Alternatively, if the account is not increased the connection is dropped.